Alternative Credit for Entrepreneurs and Investors in Private Markets
Pacific Coast Alternatives ("PCA") provides creative, non-dilutive financing for individuals who seek to utilize illiquid assets, including ownership interests in private companies or real estate, to support strategic investments or provide a bridge to an anticipated liquidity event. Credit facilities are tailored and individualized to the specific needs and parameters of the entrepreneur and situation.
Borrow Against Your Illiquid, Private Equity
Unlock trapped value, limit dilution, maintain control.
Potential Use Cases
Unlocked Liquidity Can Be Used In Many Ways, Including:
Financing for Acquisitions
Bridge Financing
Partner Buyouts
Growth Capital
New or Early-Stage Ventures
Independent Sponsor Financing
Real Estate Developer / Investor Financing
Capital Call Financing / LP Liquidity
NAV Loans
PCA's loan facilities can serve as an alternative, or supplement, to raising private equity, venture capital, mezzanine debt, or otherwise selling an asset.
Financing Model
Amounts
Minimum $2 million
Maturity
1 - 6 years
Collateral
Illiquid assets such as private equity or other ownership interests in private businesses, LLC interests, equity in real estate projects, limited partnership stakes, or other kinds of private assets typically held by entrepreneurs or investors in private companies.
Rate
Cash interest coupon plus a back-ended component linked to the value of one or more investments; designed to minimize cash burden while creating alignment with the borrower.
About PCA
PCA hopes to partner with and back interesting entrepreneurs who have found their niche or wish to fund a strategic investment to support their convictions. PCA never wishes to interfere with the operations of any company it finances or takes as collateral. We firmly believe that the entrepreneur or investor who we back is fundamentally the best person to direct their business. For that reason, we do not seek board seats or any other form of control over the enterprises we back. We solely seek to make our return by selecting and partnering with great entrepreneurs, operators, and investors who wish to bootstrap their activities by utilizing existing assets. Underlying any credit transaction is mutual trust; and we take great care to establish mutually beneficial arrangements that don't overly burden borrowers.